Firstly... you'll have to decide in every expenses required situation... "which is more important?? money or time????" why do you have to do that??? because things that are at a lower cost will usually require more time to be consumed.... agree??? no??? let me show you a few examples... taking a taxi and a bus.... a taxi cost more but allows you to reach your destination faster than a bus which costs less but will take a longer time to reach your destination because it needs to stop to pick up or drop passengers from time to time... still dont agree??? home-made cooking usually cost lesser than outside food because they charge service charge... at home.. no service charge is required.. you'll just have to pay for the ingredients and utilities.... but it takes a longer time to prepare a meal than to just hop into a restaurant and dine.... and you dont have to wash the dishes too... unless you didnt bring enough money to pay.. then that's another case....
after giving 2 examples i guess people will now understand that the decision making as stated above is kinda important when it comes to budgeting.....
for me... as a student who will not have to worry about rental and other big stuff... my budgeting plan is really simple... and will be more suitable for students like me....
firstly... food... this is what i spend on the most.... well... if you really want to save on food... then the mamak stall is always the best choice.. since you can settle your meal in less than RM5... but sitting at the mamak stall may not be comfortable... under the hot and glaring sun.... with cars passing by... dust everywhere... of course you can also choose to take away.. but using the not-very-environmental-friendly polystyrene box may not be good for your conscience... unless you dont care... then it's ok... but if you do... just bring along a tupperware... and your own cutleries... however... if you are... like me... who prefer a nicer environment for food for a slightly higher price... then you can hop on to some economical cafe or coffee shop situated around your campus area... why??? because usually diners situated near a college or univeristy campus are bound to provide discounts for students... usually the food will not be more than RM10... sometimes a set may be more worth it since it comes with drinks... but sometimes a set is actually the price of the food and drink in total... maybe minus a few cents to make it look cheaper... in that case... you can always arder ala carte and bring in you own water bottles.... although it states "no outside food and drinks allowed" but usually it's ok for water bottles... but if the drinks are bottomless and you are going to stay at the cafe for like more than 2 hours... ordering the drinks may not seem like a bad choice after all... and sometimes... you can share it with a friend... heee
students spend quite some money on printing notes too... to print in campus is usually cheaper than printing them outside... i'm not saying that it always is... there are always cheaper costs in some shops... depends whether do you know where it is... anyway... if it is to print thru a local printer... in my school it cost 6cents per page.... and to photocopy... it's 6cents per page but it'll go lesse depending on the amount of pages wanting to be photocopied.... so the best way is to get a few friends who want the notes.. print 1 copy out first... then photocopy... share up the printing cost and divide equally among each other.... it usually costs lesser...
if you are printing notes in powerpoint slides... then you should go through the soft copy first... delete some unnecessary parts such as pictures (since they will never show up clear in black and white printing.. unless it's important), repeats of points, the introduction (since it will be covered in the remaining slides), "thank you", and the big heading that usually fills up a slide.... then you can always merge up points if the slides are half empty to save the amount of slides which will affect the amount of pages being printed out... lecturers usually leave a lot of space in between point because if they have too many points jumbled up in one slide... the students may find it confusing.... but for own reference... it does not apply.... besides you can also drop out the fancy designs of the slides to the default... no point looking at pretty slides when they show up black and white... besides.. you can also add in more or your own points with the remaining space....
to save on parking fare for those who are driving... i'm saying this from my point of view... base on my own situation.. may not be applied to all.... parking spaces are available free-of-charge and not to mention free-of-summons in front of my faculty building but its limited... so the early bird always gets the worm... if your class starts before 11a.m. why not leave for school early to get a cost-free and summons-free parking space??? i usually leave my house at 6.30am to avoid jams and get parking space.... by avoiding jams... you can also save petrol cost at the same time... but due to the limited number of parking spaces and there are also workers who also need cost-free and summons-free parking space... those spaces are usually fully occupied by 7.15am.... so adjust your time accordingly...
if your class starts later than 11.30 than it might be weird to go off that early unless you have something else to do in campus... if that's the case... you can forget about cost-free and summons-free parking unless you are damn lucky.... you'll have to park at the parking lot... which for my case charges rm2 for the first 3 hours and rm1.5 each hour after.... if your classes of the day is 6 hours long in total... always remember that you can remove your car parked there for around 3 hours already... pay rm2 and get back up into the parking lot again.... in that case... 6 hours will only cost you rm4... rather than leaving it there for 6 hours and pay rm6.50.... you'll save rm2.5.... that's a lot!!!!
and remember, dont risk parking at place that are bound to get summons when there are police or mbpj around... because it's not worth it... the parking fare that costs less than rm10 and the summons fee that cost rm30 and up.. you do the math...
besides that... never put too much cash in you purse or wallet... it'll give you the urge to spend... dont worry it's normal... when you see that you have a lot of cash in your pocket.. you will not hesitate to spend them off because you'll still have some in the end... for instance i have rm50 in my pocket and i spent rm30 for a meal.. i wouldnt mind at first because i'll have rm20 to spare after all.... but if i only have rm30 in my pocket... i'll be thinking about what is the best way to spend my money on meals instead of just spending them off blindly without further consideration.... it makes sense though....
so i guess that's all for now... i have more ways... but i'll not reveal everything yet... later when i have the mood again...
signing off...
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